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Terms of Use

Last Updated: February 08, 2025

Welcome to CostOfLivingToday.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by the following Terms of Use. If you do not agree, please do not use this Website.

1. Acceptance of Terms

By using this Website, you confirm that you have read, understood, and accepted these Terms of Use, along with our Privacy Policy and Disclaimer. These terms apply to all visitors, users, and contributors.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated “Last Revised” date. Continued use of the Website after changes constitutes acceptance.

3. Use of Content

All content (articles, data, graphics, tools) on CostOfLivingToday.com is for general informational purposes only. You agree to:

  • Not redistribute, sell, or plagiarize our content without permission.
  • Not use our data for commercial purposes without written consent.
  • Verify any critical financial or legal information with a professional before acting on it.

4. User Responsibilities

You agree to:

  • Use the Website lawfully and ethically.
  • Not engage in hacking, spamming, or malicious activity.
  • Not submit false, misleading, or harmful information.

5. Third-Party Links & Affiliate Disclosure

  • We may link to third-party websites or services. We are not responsible for their content, privacy policies, or practices.
  • We participate in affiliate programs (e.g., Amazon Associates). Purchases through our links may earn us a commission (at no extra cost to you). See our Disclaimer for details.

6. Disclaimer of Warranties

This Website is provided “as is” without guarantees of accuracy, completeness, or reliability. We do not guarantee:

  • Uninterrupted or error-free access.
  • That financial or cost-of-living data will be up-to-date or applicable to your situation.

7. Limitation of Liability

CostOfLivingToday.com and its owners/contributors will not be liable for any damages (financial, legal, or otherwise) arising from:

  • Use or inability to use the Website.
  • Errors, omissions, or inaccuracies in content.
  • Third-party products/services promoted on the site.

8. Indemnification

You agree to hold harmless and indemnify CostOfLivingToday.com from any claims or losses resulting from your misuse of the Website or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of [Your State/Country], without regard to its conflict of law principles.

10. Contact Us

For questions about these Terms, email: [legal@costoflivingtoday.com]

Summary

✅ Informational Use Only – Not professional advice.
✅ No Unauthorized Redistribution – Ask before republishing.
✅ Affiliate Transparency – We earn fees from qualifying links.
✅ No Liability – Use at your own risk.

By using CostOfLivingToday.com, you acknowledge that you have read and agreed to these Terms.

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Third Party and Affiliate Disclaimer: CostOfLivingToday.com may include articles, tools, or links to external websites for informational purposes. Logos, trademarks, and brand identities displayed on CostOfLivingToday.com are the property of their respective owners. Their appearance on our site does not imply: Endorsement of our website by the logo owner Partnership or affiliation unless explicitly stated Approval of our content by the represented organization We use third-party logos only for identification purposes under fair use principles.